Disclosure Statement

FGMK/Preservation Capital Partners, LLC's primary client goal is to protect your privacy. To conduct regular business, we may collect non-public personal information from sources such as the client, financial institutions and interested parties. FGMK/Preservation Capital Partners, LLC will internally safeguard your non-public personal information by restricting access to only those employees who provide products or services to you or those who need access to your information to service your account. In addition, we will maintain physical, electronic and procedural safeguards that meet federal and/or state standards to guard your non-public personal information.

General Disclaimers

Yield Quotes: Prices and yields area subject to change based upon market conditions and may fluctuate daily. All prices/rates/yields/ returns are as of the date posted on the statement or Web site, or another predetermined date, and are subject to market fluctuation/change.

Certificate of Deposit (CDs): Federally insured up to $100,000. CDs may be offered by out-of-state institutions. Issuer information is available on request. May be subject to interest penalty for early withdrawal. It is effective on the date offered or another date, as determined by the issuer subject to availability and simple interest. CDs sold in the secondary market will be subject to market conditions at the time of sale and the resale price may be for less than the face value of the CD.

Mutual Fund Disclaimers: The fund's returns are based upon historical results and are not necessarily representative of future performance. Returns and net asset value will fluctuate. Shares are redeemable at then current net asset value, which may be more or less than original cost.

Money Market Fund: An investment in the fund is neither insured nor guaranteed by the U.S. Government and there is no assurance the funds will maintain a stable net asset value. An investment in a money market fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although money markets seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund.

Prospectus Offer: For more complete information about a mutual fund, including risk considerations, fees, sales charges, and ongoing expenses, call for a prospectus from FGMK/Preservation Capital Partners (847-964-5145) or download one at the mutual fund's Web site (www.*****.com). Please read it carefully before you invest or send money.

Research: The opinions expressed in Dow Jones, S&P Market Scope and other non-FGMK/Preservation Capital Partners reports are those of the author and are not necessarily the same as those of FGMK/Preservation Capital Partners or its research department. FGMK/Preservation Capital Partners did not assist in the preparation of these reports and makes no guarantees as to their accuracy or the reliability of the sources used for their preparation. FGMK/Preservation Capital Partners and/or its employees or affiliates may have markets in the securities of issues discussed herein.

This and/or the accompanying information was prepared by or obtained from sources that FGMK/Preservation Capital Partners believes to be reliable, but FGMK/Preservation Capital Partners does not guarantee their accuracy. Any opinions expressed or implied herein are not necessarily the same as those of FGMK/Preservation Capital Partners. Any market prices are only indications of market values and are subject to change. FGMK/Preservation Capital Partners has made no attempt to review or verify the accuracy or completeness of this information.

The material has been prepared or is distributed solely for information purposes and is not a solicitation or an offer to buy or sell any security or instrument or to participate in any trading strategy.

SIPC-insurance Coverage: Charles Schwab is a member of the Securities Investor Protection Corporation, which protects securities clients for up to $500,000 in the event of liquidation of the firm ($100,000 for cash claims.) The firm carries additional insurance of $29.5 million to offer an extra measure of comfort, for total coverage of $30 million. This coverage does not insure the quality of investments, nor does it protect against losses from the rise or fall of the market value of client investments.

Portfolio Market Valuation Disclaimer: (Realized Gains and Losses) The information contained in this report is for informational purposes only and may not reflect all holdings or transactions, their costs, or proceeds in your account. The prices indicated are obtained from sources we consider reliable but are not guaranteed. Please consult your tax advisor regarding any questions you may have with respect to your personal tax liability. In addition, the above report does not in any way supersede the proper use of your FGMK/Preservation Capital Partners client statement.

The information contained in this report is for information purposes only and may not reflect all holdings or transactions, their costs, or proceeds in your account. This information should not he used for tax purposes and you should consult your FGMK/Preservation Capital Partners monthly account statements for that purpose or to verify holdings or profit and loss results.

General accounting: (Use for P&L reports and reports of account activity) The above report does not in any way supersede the proper use of your FGMK/Preservation Capital Partners client statements and trade confirmations, which FGMK/Preservation Capital Partners considers the only official and accurate records of your account activity. Please review this information with your accountant or tax advisor before using any portion for tax reporting purposes. Please review this information with your accountant or tax advisor before making any investment decisions. Information is obtained from sources we believe reliable, but cannot be guaranteed. Please refer to your FGMK/Preservation Capital Partners monthly statements for actual holdings.

General Legal Disclaimer: This information may answer some questions; but is not intended as a comprehensive analysis of the topic. Periodically, FGMK/Preservation Capital Partners provides information to clients in the area of planning. This service shall not infer that FGMK/Preservation Capital Partners assumes any fiduciary duties. In addition, such service should not he relied upon as the only source of information. Competent tax and legal advice should always be obtained. This information is supplied from sources we believe to be reliable, but we cannot guarantee its accuracy.

Options: Options involve risk and are not suitable for all investors. Please call FGMK/Preservation Capital Partners (847-964-5145) for a copy of the OCC Disclosure Document entitled "Characteristics and Risks of Standardized Options." Please read it carefully before investing.

Tax Advice (General): This is not tax advice. Please consult a tax advisor who can discuss in greater detail whether you can take advantage of these benefits based on your individual facts and circumstances.